Cut 8–12 Years Off Your Mortgage & Save $30,000–$60,000 — In 60 Seconds
Discover how thousands of homeowners pay off their mortgage years faster — without extra income or switching banks.
By signing up, you agree to our Terms of Service.
How It Works
1. Enter Your Details
Tell us your mortgage amount, rate, and term — takes about 60 seconds.
2. See Your Free Savings Blueprint
We instantly estimate how much time and interest you could save.
3. Start Saving Smartly
Follow your plan to cut years off your mortgage without changing banks.
Fast. Private. No credit check.
Why I Built Mortgage Cutter
I started Mortgage Cutter after my own family faced an $87,000 interest trap. We weren’t earning more, and we didn’t want to switch banks. By changing how we directed payments, we cut years off our term. Now, this simple blueprint helps families see how much faster they could be mortgage-free.
Frequently Asked Questions
Do I need extra cash to make this work?
No. The blueprint shows ways to reduce interest with your current income and loan.
Will this affect my bank or current mortgage?
No. You keep your bank and terms; this isn’t a refinance.
Is my information safe?
Yes. We don’t ask for banking logins or do credit checks to show your plan.
What if my rates or numbers change?
Update the inputs any time to see a fresh blueprint — still free.
Does this work in Canada and the U.S.?
Yes. Our approach adapts to both markets.
What happens after I get the plan?
You’ll see your estimated savings and next steps. You decide how to proceed.
This is free, private, and no-obligation. No credit checks, no bank changes — just a fast way to see what your interest really costs and how to cut it.
Ready to See Your Savings?
Takes about 60 seconds — no credit check, no obligation.
Real homeowners. Real results.
"We shaved 9 years and about $42,000 in interest — without switching banks."
- Sarah L., Toronto
"Our plan showed a clear path to being debt-free. We’re saving ~$500/month."
- Michael R., Calgary
"I finally see how to beat the interest game. This changed our timeline."
- Priya P., Vancouver
Many users report $30,000–$60,000+ in projected interest avoided and 8–12 years off their term (varies by rate and balance).